Kotak Bank Share Price | Kotak Mahindra Bank Ltd., established in 1985 is one of India’s leading private sector banks, offering a wide range of services including retail banking, corporate banking and wealth management to both individual and business customers. Known for its strong customer base and high service standards, Kotak Mahindra Bank has built a solid reputation in the Indian banking sector. Stay tuned for more information on Kotak Bank share price targets for 2025, 2026 and 2030.
Fundamentals
Market Cap – ₹3,81,649.82 Cr.
P/E – 22.41
P/B – 3.35
Face Value – ₹5
Div. Yield – 0.1%
Book Value (TTM) – ₹573.14
ROE – 15.35%
ROCE – 16.80%
52 Week High – ₹1,953
52 Week Low – ₹1,544.15
Shareholdings
Promoters – 25.9%
FII – 32.5%
DII – 28.8%
Public – 12.8%
Others – 0.0%
Kotak Bank Share Price Target (2025 to 2030)
Kotak Bank Share Target Years
Share Price Targets
2025
₹2493
2026
₹3185
2027
₹3883
2028
₹4889
2029
₹6117
2030
₹6720
Income Statement
INR
2024
Y/Y Change
Revenue
696.08B
31.04%
Operating Expense
458.71B
36.34%
Net Income
182.13B
22.03%
Net Profit Margin
26.17
-6.87%
Earnings Per Share
69.15
-7.73%
EBITDA
—
—
Effective Tax Rate
24.43%
—
Balance Sheet
INR
2024
Y/Y Change
Cash and Short-term Investments
341.99B
16.38%
Total Assets
7.68T
23.73%
Total Liabilities
6.38T
25.50%
Total Equity
1.30T
—
Shares Outstanding
1.99B
—
Price to Book
2.69
—
Return on Assets
2.62%
—
Return on Capital
—
—
Factors Affecting
Economic Growth: India’s overall economic health, including GDP growth and industrial activity, significantly impacts loan demand and Kotak Bank’s financial performance.
Loan Growth: A bank’s ability to expand its loan book, especially in the retail, corporate and SME segments, directly impacts its profitability and stock valuation.
Net Interest Margin (NIM): Changes in NIM, driven by fluctuations in interest rates and cost of funds, impact Kotak Bank’s earnings.
Asset Quality: A bank’s non-performing assets (NPAs) and provisioning levels play a key role in determining investor confidence and stock price.
Deposit Growth and CASA Ratio: Growth in deposits, especially in low-cost current and savings accounts (CASA), enhances a bank’s financial stability and profitability.
Monetary Policy: Changes in RBI’s interest rate policies impact borrowing and lending rates, thereby affecting Kotak Bank’s operating metrics and profitability.
Fee-based income: Growth in non-interest income from wealth management, insurance and other financial services segments contributes to Kotak Bank’s diversification and revenue growth.
Digital banking initiatives: Investments in digital banking and fintech collaborations enhance customer acquisition and operational efficiency, which positively impacts stock performance.
Regulatory changes: Policies related to banking operations, such as capital adequacy norms, lending limits and liquidity requirements, impact Kotak Bank’s operations.
Quarterly earnings reports: Consistent financial performance, including revenue, profit growth and return on equity (ROE), drives investor sentiment and stock price movement.
Competition: The performance of other private banks such as HDFC Bank, ICICI Bank and Axis Bank influences market dynamics and investor decisions.
Leadership and strategy: Strategic decisions by the bank’s leadership, including expansion plans, mergers or acquisitions can significantly impact future growth prospects.
Interest Rate Sensitivity: Kotak Bank’s exposure to fixed-rate loans or interest-sensitive assets affects its financial performance during rate fluctuations.
Global Market Sentiments: Changes in global economic conditions or market sentiment can indirectly affect Indian banking stocks, including Kotak Bank.
ESG Practices: The emphasis on strong environmental, social and governance (ESG) practices attracts long-term investors and enhances Kotak Bank’s reputation.
Foreign Investment: An increase or decrease in foreign institutional investor (FII) participation in Kotak Bank shares affects liquidity and stock valuation.
